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24 September, 2009
Dear member,
From the 1st October, 2009, all BMX licenses will be sent out directly to member’s home addresses. In the past, the process for licences has been for your local BMX club to send the licence directly to BMX Australia for processing and then after it has left the office, the licence was sent to the state office and then the club. This process was delaying licences being sent to members in a timely fashion.
The BMX Australia office’s aim is to supply members with a new licence as quick as possible. We believe the new process will ensure licences will be sent out to members with a lot more speed and efficiency.
One of the benefits of purchasing a membership with BMX Australia is insurance. The Insurance details below explain the insurance coverage and clears up some misconceptions within the BMX Community.
Personal Accident Insurance
Coverage applies to members who are involved in sanctioned BMXA activities. These activities include official events, organised training, fundraising activities and travel to and from these activities. Information regarding membership categories can be obtained by visiting aciclovir pommade
This section provides cover for members between the ages of 3 and 85.
BENEFITS
The main benefits under the Personal Accident Policy are listed below;
1) DEATH AND PERMANENT INJURIES
A lump sum benefit is payable in the event of a death or a Permanent Disability. The Scale of benefits is defined in the policy. The maximum payment is $100,000.
2) NON-MEDICARE MEDICAL EXPENSES
This covers insured persons for NON-MEDICARE MEDICAL expenses. The policy is for reimbursement only. That is, the member must pay the account and then claim reimbursement under this insurance cover.
NOTE- Only NON MEDICARE items are claimable (i.e The “Medicare Gap” is not claimable due to government legislation).
The most common “Non-Medicare” expenses include;
§ Private Hospital
§ Dental
§ Ambulance
§ Chiropractic
§ Physiotherapy
§ Osteopathy
Medical expenses that are covered by Medicare (i.e not covered by this sports injury policy) include;
§ Doctors Fees
§ Surgeon Fees
§ Anaesthetist’s Fees
§ X-rays
BENEFIT
Reimbursement up to 80% of Non Medicare costs, up o a maximum of $3,000 per injury.
EXCESS
$50 excess. (Nil excess for claimants who are covered by Private Health Insurance).
CONDITIONS
(i) If a member belongs to a private health fund, they must claim from that fund first.
(ii) Non Medicare Medical costs are only reimbursed by this policy if incurred within 52 weeks from the date of injury.
3) LOSS OF INCOME
This benefit provides cover for insured persons who are disabled from an injury relating to events covered and are unable to work.
BENEFIT
75% of your net weekly income up to a maximum of %500 per week, whichever is lesser.
EXCESS
14 Days
BENEFIT PERIOD
52 Weeks from the date of injury.
Other benefits available but not listed are:
§ Domestic home help- Non income earners
§ Injury assistance & parents inconvenience benefit
§ Rehabilitation benefit
§ Bed care benefit
§ Funeral expenses
Further details relating to the above benefits as well as the policy conditions are contained in the SLE Worldwide Australia Pty Limited Personal Accident Product Disclosure Statement & Policy Wording. To obtain a copy of the Wording, please contact CA, BMXA
Kind Regards,
Rob Leggett
Administration Officer
BMX Australia
